Professional protection
Confirm that the scope of treatment and professional requirements fit the proposed protection.
Bring the detail
Prepare qualifications and practice registration. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Clinic liability & property
Discuss premises risks, leased equipment, and interruptions to clinic operations.
Bring the detail
Prepare treatment methods and practitioner roster. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Privacy & cyber
Explore incident response and liability questions around patient records and appointment systems.
Bring the detail
Prepare clinic leases and equipment values. Explain any changes since your last insurance review and ask how the proposed terms address them.
Check the wording
Review the insured activities or property, exclusions, limits, deductibles, territory, and any conditions you must follow. Confirm who is named and when protection would start.
Details that shape the comparison
Treatments and patient groups
Use specific modalities and practitioner qualifications.
Practitioner arrangements
Separate employees, owners and independent room renters.
Equipment and records
Provide asset values, digital systems and access controls.
Record two offers in your comparison worksheet →
Look at the whole picture
Separate policies may address different risks. Ask the provider to explain any gaps or overlaps, and keep written confirmation of the answers that matter to your circumstances.
Read: An insurance review for a growing physiotherapy clinic →